Common Mistakes Families Make During Wealth Transfer Planning Financial advisors spend years — even decades — watching their clients build something worth passing on. Whether it’s a successful business, a growing portfolio, or valuable real estate, getting a front row seat to this legacy-building process can be one of the most fulfilling parts of...
Read More >>The Missing Piece in Wealth Plans: Integrating Life Insurance for Maximum Impact
The Missing Piece in Wealth Plans: Integrating Life Insurance for Maximum Impact Financial advisors are comfortable having many different kinds of conversations. They can confidently discuss asset allocation, tax-loss harvesting, Roth conversions, and legacy planning. But ask them to talk about life expectancy — and many start to hesitate. That hesitation can be costly....
Read More >>Insure Your Love: Because Love Plans Ahead
Insure Your Love: Because Love Plans Ahead February is a time of love, and in the world of life insurance, that translates to insuring that love and protecting the people we love the most. It’s a natural reminder to pause and ask, “If something happened tomorrow, would my loved ones be okay?” That simple...
Read More >>Life Check: Does Your Client’s Policy Still Fit Their Life?
Life insurance isn’t “set it and forget it.” It’s a living part of a client’s overall financial plan. Implementing a regular policy review process helps you and your client confirm whether the policy is doing what it was designed to do — or reveal smarter ways to protect what matters most. Now that we’re...
Read More >>How to Have More Effective Long-Term Care Conversations With Clients: Insights From Nationwide’s LTC Experts
Families know that long-term care (LTC) is a topic that must be discussed — but it’s often avoided until there’s an urgent need for a family member. That’s why, since 2001, November has been considered Long-Term Insurance Care Awareness Month: to inspire more people to plan sooner. Americans are living longer than ever before,...
Read More >>The Great Wealth Transfer — Opportunities and Solutions
The number of Americans seeking financial guidance is growing by the day. According to a report from Northwestern Mutual, 28 percent of Gen Z started seeing a financial advisor over the past year. For advisors, there could be no better news. Today’s potential clients span the entire spectrum: from young adults who are just...
Read More >>Debunking Life Insurance Myths: A Business Owner’s Guide to Coverage
More people don’t obtain life insurance in part because of age-old misconceptions. That was one main takeaway from a 2025 survey by Corebridge Financial: About 40 percent of Americans said that they couldn’t afford life insurance — even though more than half of those respondents estimated the cost to be nearly triple what it...
Read More >>How to Retire Flexibly: Life Insurance Retirement Plans (LIRPs) Are In Vogue
As life expectancy continues to climb across the world, more people are seeking flexible solutions when it comes to their life insurance. Increasingly, consumers are looking to forgo the longer guarantees of a traditional plan in favor of policies that offer more upside and the ability to utilize some of the funds prior to...
Read More >>Business Owner Solutions System (B.O.S.S.)
More Americans are working later into life. That’s good news on one level: small businesses benefit from deeper experience in their most critical roles. But there’s a flip side. With age comes higher risk of serious injury or even death. The very strength of a seasoned team can also be its vulnerability. People are...
Read More >>Five Scenarios That Keep Business Owners Up at Night
And How Insurance Solutions Can Eliminate the Stress Business owners have enough to think about, ensuring their operations run smoothly. Recognizing how easy it is to get caught up in the day-to-day minutiae of running a business, most business owners have experienced those moments of waking up in the middle of the night when...
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